Car accidents happen every single day. Most people that have a car accident don’t really know what to do or how to proceed in a way that protects their legal rights. Since car insurance is a legal requirement, the first thing people usually do is contact their insurance company. Of course, this is after dealing with the emergency aspects of the situation. It goes without saying that any necessary medical care should be received first. What most people don’t realize is that it’s possible to say something after an accident has occurred that would negatively affect your claim. The reason why this happens is that an accident can be jarring, even when it’s minor. You don’t know what to expect from the other driver and there is often worry about many potential outcomes.
While there’s a chance that you will report the accident to your insurance company and everything will work out just fine, there’s also a chance that you will be held responsible for something that you did not do. When you’re not accustomed to handling a specific type of situation, you can’t be expected to know what to say and what not to say, especially to the other driver and law enforcement. Having an attorney can make sure your rights and interests are protected. A good attorney understands the law and tactics used by insurance companies. Here are a few key considerations:
It’s important to consider the available options when a car accident occurs. For instance, if you were injured, such as with broken bones, and you were not at fault, an attorney can help you receive the compensation you deserve. This might include payment for the loss of wages if it was directly related to the accident. Something else to keep in mind is that medical bills for an accident could potentially incur over a long period of time. If that’s the case, you will want to make sure the insurance company pays those bills. You will need an attorney to work on your behalf.
Fault for Damages
There are some aspects of a car accident that can become complicated. This is certainly the case when it comes to determining who’s at fault for damages incurred. The reason why it can be difficult is because an accident happens quickly and it’s hard to remember exactly what occurred. There’s also the fact that the individuals involved might remember things differently. It isn’t necessarily because someone is intentionally being dishonest. Sometimes it’s a matter of perspective. What one person sincerely believes happened may not necessarily be what actually happened.
The job of an attorney is to gather information, including all of the facts surrounding the incident. An attorney is objective and able to approach the matter without the emotion that you might feel, especially if you’ve been severely affected. Quite frankly, it doesn’t make sense not to hire an attorney when there’s a chance that you might have to pay for something that wasn’t your fault.